![]() ![]() This material is not from HUD or FHA and has not been approved by HUD or a government agency. Some products may not be available in all states Data is available through the Consumer Financial Protection Bureau at Trade/service marks are the property of Opulence Funding LLC and/or its subsidiaries. CALIFORNIA – DBO Finance Lenders Law License #60DBO101286, NEW JERSEY – Residential Mortgage Lender License – Licensed by the NJ Department of Banking and Insurance #N000208260, PENNSYLVANIA – Mortgage Broker License #71053, FLORIDA – Mortgage Broker License #MBR3136. Corporate Office: 500 North Franklin Turnpike, Suite 303, Ramsey, NJ 07446 Phone: 20. Opulence Funding is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency. | WA, Washington Department of Financial Institutions, Consumer Loan Company License CL-1648587 | Connecticut Mortgage Lender License #1648587 Whether youre shopping for a home or just curious about managing your house payment, this calculator will help you. NMLS #1648587 | Licensed to work in: California (CA-DBO23351) | Florida (LO62282)| New Jersey, New York | Pennsylvania (71054) | Michigan Mortgage Broker/Lender Registrant #FL0025044 | State of Oregon License #1648587 | Opulence Funding is DBA Opulence Home Equity. Opulence Funding LLC DBA Opulence Home Equity*.However, Ramsey Solutions does not monitor or control the investment services the Pros provide. Each Pro has signed a Code of Conduct under which they have agreed to certain general investment principles, such as eliminating debt and investing for the longer-term, and, if applicable, have completed Ramsey Pro Training. Ramsey Solutions and its affiliates are not responsible for the accuracy or reliability of any information contained on third-party websites. The contact links provided connect to third-party websites. For example, if you bring home 5,000 a month, your monthly mortgage payment should be no more than 1,250. Any services rendered by a Pro are solely that of the Pro. Your use of SmartVestor, including the decision to retain the services of a Pro, is at your sole discretion and risk. Ramsey Solutions does not warrant any services of any SmartVestor Pro and makes no claim or promise of any result or success by retaining a Pro. No investment advisory agreement with a Pro will become effective until accepted by that Pro. Neither Ramsey Solutions nor its affiliates provide investment advice or recommendations as to the selection or retention of any Pro, nor does Ramsey Solutions evaluate whether any particular Pro is appropriate for you based on your investment objectives, financial situation, investment needs or other individual circumstances. Ramsey Solutions introduces you to Pros that cover your geographic area based on your zip code. Ramsey Solutions is not affiliated with the Pros and neither Ramsey Solutions nor any of its representatives are authorized to provide investment advice on behalf of a Pro or to act for or bind a Pro. If you decide to hire a Pro, you will enter into an agreement directly with that Pro to provide you with investment services. It is up to you to interview each Pro and decide whether you want to hire them. Ramsey Solutions has a financial incentive to present certain Pros that offer their services on a national basis (“National Pros”) more often than other National Pros that pay lower fees. Further, the amount of compensation each Pro pays to Ramsey Solutions will vary based on certain factors, including whether the Pros choose to advertise in local or national markets. However, you should understand that all of the Pros that are available through SmartVestor pay Ramsey Solutions fees to participate in the program. The fees paid by the Pros to Ramsey Solutions are paid irrespective of whether you become a client of a Pro and are not passed along to you. Each Pro may also, if applicable, pay Ramsey Solutions a one-time training fee. Each Pro has entered into an agreement with Ramsey Solutions under which the Pro pays Ramsey Solutions a combination of fees, including a flat monthly membership fee and a flat monthly territory fee to advertise the Pro’s services through SmartVestor and to receive client referrals from interested consumers who are located in the Pro’s geographic area. ![]() Simply enter the price of the home, your down payment. When you provide your contact information through the SmartVestor site, Ramsey Solutions will introduce you to up to five (5) investment professionals (“Pros”) that cover your geographic area. Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. SmartVestor™ is an advertising and referral service for investment professionals operated by The Lampo Group, LLC d/b/a Ramsey Solutions (“Ramsey Solutions”). ![]()
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